Economy

What is progressive saving Progressive saving consists of gradually increasing the amount of money you set aside each month, starting with small amounts that

Models of financial organization as a couple Organizing money as a couple involves choosing a model that reflects the reality of both. There is no formula

Top financial control applications The best free apps allow you to see all your expenses in one place, create personalized budgets and receive alerts

Paying high-interest debts Using the bonus to pay off expensive debts is the smartest financial decision you can make. Credit cards

Spending more than you earn Spending more than you earn means living with a permanent deficit, accumulating debts and depending on credits

Difference between dreams and financial goals Dreams are desires without a date or action plan, while financial goals are specific objectives with

Calculate an average monthly base income When you are self-employed or have income that varies month to month, you need to set a reference figure

What columns to include in the spreadsheet An effective financial spreadsheet needs four essential columns: date, concept, income and exit. These four structures allow you to register

Assess the current situation honestly After a financial crisis, the first step is to accurately measure how much money comes in, how much goes out, and how much

Review your bank balance every morning Reviewing your bank balance every morning helps you make more conscious decisions throughout the day and avoids surprises