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The power of progressive savings: start small

What is progressive savings Progressive savings consists of

Highlights

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Economy

How to prepare financially for the holidays

Budgeting gifts in advance Budgeting gifts in advance means defining how much money you'll put toward gifts before the holidays hit. This practice

How to prepare a financial plan for the year

Reviewing the previous financial year Reviewing the previous financial year allows you to identify spending patterns, evaluate decisions made and detect opportunities for improvement.

How to talk about money with your children

When to start talking about money Financial education can begin as soon as the child understands the concept of exchange, usually between

Utility

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Health

Emergency fund: what it is for and how to put it together

Why you need an emergency fund An emergency fund is money set aside to cover unexpected expenses without resorting to debt. You

The ABC of life and health insurance

What basic life insurance covers Basic life insurance financially protects your loved ones if you miss it. Covers

Free apps to control your money

Top financial control applications The best free apps allow you to see all your expenses in one place, create personalized budgets and

Purchases in installments: when it is convenient and when it is not

How to Calculate the Total Cost in Installments Calculating the actual cost of an installment purchase means adding the initial price plus all of them

How to organize your finances after a crisis

Assess the current situation honestly After a financial crisis, the first step is to accurately measure how much money comes in, how much goes out

How to get out of debt in 12 months

Map all current debts The first step to getting out of debt in 12 months is to meet each of your financial obligations