What is progressive savings Progressive savings consists of
When and how to contact the creditor Contacting the creditor is most effective when you have not yet fallen into serious default. The best moment
Reviewing the previous financial year Reviewing the previous financial year allows you to identify spending patterns, evaluate decisions made and detect opportunities for improvement.
When to start talking about money Financial education can begin as soon as the child understands the concept of exchange, usually between
How financial stress affects health Financial stress causes elevated cortisol, sleep disturbances, chronic anxiety and cardiovascular disease. The worry
Paying high-interest debts Using the bonus to pay off expensive debts is the smartest financial decision you can make. The cards
What are ant expenses Ant expenses are those small and seemingly insignificant purchases that you make daily without thinking too much. A
What columns to include in the return An effective financial return needs four essential columns: date, concept, income and exit. These four structures you
Why you need an emergency fund An emergency fund is money set aside to cover unexpected expenses without resorting to debt. You
Models of financial organization as a couple Organizing money as a couple involves choosing a model that reflects the reality of both. Does not exist
