What is progressive savings Progressive savings consists of
Reviewing the previous financial year Reviewing the previous financial year allows you to identify spending patterns, evaluate decisions made and detect opportunities for improvement.
Conscious consumption habits Changing small daily habits can reduce your electricity and water bill by up to thirty percent without sacrificing
When to start talking about money Financial education can begin as soon as the child understands the concept of exchange, usually between
Review your bank balance every morning Reviewing your bank balance every morning helps you make more conscious decisions throughout the day and
What columns to include in the return An effective financial return needs four essential columns: date, concept, income and exit. These four structures you
Top financial control applications The best free apps allow you to see all your expenses in one place, create personalized budgets and
Assess the current situation honestly After a financial crisis, the first step is to accurately measure how much money comes in, how much goes out
What is cashback and how it works Cashback is a percentage of the money you spend that returns to your account, working
How financial stress affects health Financial stress causes elevated cortisol, sleep disturbances, chronic anxiety and cardiovascular disease. The worry
