The-power-of-progressive-savings-starts-with-little

The power of progressive savings: start small

What is progressive savings Progressive savings consists of

Highlights

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Economy

How to reduce your electricity and water bill

Conscious consumption habits Changing small daily habits can reduce your electricity and water bill by up to thirty percent without sacrificing

How to prepare financially for the holidays

Budgeting gifts in advance Budgeting gifts in advance means defining how much money you'll put toward gifts before the holidays hit. This practice

How to negotiate your debts and pay less interest

When and how to contact the creditor Contacting the creditor is most effective when you have not yet fallen into serious default. The best moment

Utility

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Health

The ABC of life and health insurance

What basic life insurance covers Basic life insurance financially protects your loved ones if you miss it. Covers

Financial control sheet: how to put it together yourself

What columns to include in the return An effective financial return needs four essential columns: date, concept, income and exit. These four structures you

Free apps to control your money

Top financial control applications The best free apps allow you to see all your expenses in one place, create personalized budgets and

Morning habits that improve your financial health

Review your bank balance every morning Reviewing your bank balance every morning helps you make more conscious decisions throughout the day and

How to organize your finances after a crisis

Assess the current situation honestly After a financial crisis, the first step is to accurately measure how much money comes in, how much goes out

How to use cashback and points to your advantage

What is cashback and how it works Cashback is a percentage of the money you spend that returns to your account, working