The-power-of-progressive-savings-starts-with-little

The power of progressive savings: start small

What is progressive savings Progressive savings consists of

Highlights

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Economy

How to negotiate your debts and pay less interest

When and how to contact the creditor Contacting the creditor is most effective when you have not yet fallen into serious default. The best moment

Purchases in installments: when it is convenient and when it is not

How to Calculate the Total Cost in Installments Calculating the actual cost of an installment purchase means adding the initial price plus all of them

How to talk about money with your children

When to start talking about money Financial education can begin as soon as the child understands the concept of exchange, usually between

Utility

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Health

How to reduce your electricity and water bill

Conscious consumption habits Changing small daily habits can reduce your electricity and water bill by up to thirty percent without sacrificing

How to organize your finances after a crisis

Assess the current situation honestly After a financial crisis, the first step is to accurately measure how much money comes in, how much goes out

Finance as a couple: how to organize money together

Models of financial organization as a couple Organizing money as a couple involves choosing a model that reflects the reality of both. Does not exist

How to stop living up to date with your salary

Understanding why you spend your entire salary The main reason you spend your entire salary is lack of awareness about

How to use cashback and points to your advantage

What is cashback and how it works Cashback is a percentage of the money you spend that returns to your account, working

How to prepare a financial plan for the year

Reviewing the previous financial year Reviewing the previous financial year allows you to identify spending patterns, evaluate decisions made and detect opportunities for improvement.