The-power-of-progressive-savings-starts-with-little

The power of progressive savings: start small

What is progressive savings Progressive savings consists of

Highlights

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Economy

How to prepare a financial plan for the year

Reviewing the previous financial year Reviewing the previous financial year allows you to identify spending patterns, evaluate decisions made and detect opportunities for improvement.

Extra income: realistic ideas to earn more

Freelance and hourly jobs Freelance work allows you to generate additional income by offering specific services without fixed commitments. This modality gives you control

Purchases in installments: when it is convenient and when it is not

How to Calculate the Total Cost in Installments Calculating the actual cost of an installment purchase means adding the initial price plus all of them

Utility

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Health

How to organize your finances after a crisis

Assess the current situation honestly After a financial crisis, the first step is to accurately measure how much money comes in, how much goes out

Morning habits that improve your financial health

Review your bank balance every morning Reviewing your bank balance every morning helps you make more conscious decisions throughout the day and

Emergency fund: what it is for and how to put it together

Why you need an emergency fund An emergency fund is money set aside to cover unexpected expenses without resorting to debt. You

How to reduce your electricity and water bill

Conscious consumption habits Changing small daily habits can reduce your electricity and water bill by up to thirty percent without sacrificing

Credit cards: allies or enemies of your finances

How revolving credit works Revolving credit is the mechanism that is activated when you do not pay the total of your bill

Ant expenses: the little thieves of your money

What are ant expenses Ant expenses are those small and seemingly insignificant purchases that you make daily without thinking too much. A