The-power-of-progressive-savings-starts-with-little

The power of progressive savings: start small

What is progressive savings Progressive savings consists of

Highlights

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Economy

How to control supermarket expenses

Making a list before buying Making a list before going to the supermarket is the most effective way to avoid unnecessary expenses

How to negotiate your debts and pay less interest

When and how to contact the creditor Contacting the creditor is most effective when you have not yet fallen into serious default. The best moment

Purchases in installments: when it is convenient and when it is not

How to Calculate the Total Cost in Installments Calculating the actual cost of an installment purchase means adding the initial price plus all of them

Utility

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Health

Credit cards: allies or enemies of your finances

How revolving credit works Revolving credit is the mechanism that is activated when you do not pay the total of your bill

How to stop living up to date with your salary

Understanding why you spend your entire salary The main reason you spend your entire salary is lack of awareness about

How to prepare a financial plan for the year

Reviewing the previous financial year Reviewing the previous financial year allows you to identify spending patterns, evaluate decisions made and detect opportunities for improvement.

What to do with the bonus or annual bonus

Paying high-interest debts Using the bonus to pay off expensive debts is the smartest financial decision you can make. The cards

Personal finances and mental health: the hidden connection

How financial stress affects health Financial stress causes elevated cortisol, sleep disturbances, chronic anxiety and cardiovascular disease. The worry

How to use cashback and points to your advantage

What is cashback and how it works Cashback is a percentage of the money you spend that returns to your account, working