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The power of progressive savings: start small

What is progressive savings Progressive savings consists of

Highlights

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Economy

How to negotiate your debts and pay less interest

When and how to contact the creditor Contacting the creditor is most effective when you have not yet fallen into serious default. The best moment

The ABC of life and health insurance

What basic life insurance covers Basic life insurance financially protects your loved ones if you miss it. Covers

How to prepare a financial plan for the year

Reviewing the previous financial year Reviewing the previous financial year allows you to identify spending patterns, evaluate decisions made and detect opportunities for improvement.

Utility

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Health

How to use cashback and points to your advantage

What is cashback and how it works Cashback is a percentage of the money you spend that returns to your account, working

Purchases in installments: when it is convenient and when it is not

How to Calculate the Total Cost in Installments Calculating the actual cost of an installment purchase means adding the initial price plus all of them

Save without realizing it: automate your finances

Set up automatic transfers Setting up automatic transfers is the most effective step to save effortlessly. You just need to schedule a recurring move from your

Ant expenses: the little thieves of your money

What are ant expenses Ant expenses are those small and seemingly insignificant purchases that you make daily without thinking too much. A

What to do with the bonus or annual bonus

Paying high-interest debts Using the bonus to pay off expensive debts is the smartest financial decision you can make. The cards

How to reduce your electricity and water bill

Conscious consumption habits Changing small daily habits can reduce your electricity and water bill by up to thirty percent without sacrificing