The-power-of-progressive-savings-starts-with-little

The power of progressive savings: start small

What is progressive savings Progressive savings consists of

Highlights

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Economy

How to talk about money with your children

When to start talking about money Financial education can begin as soon as the child understands the concept of exchange, usually between

Extra income: realistic ideas to earn more

Freelance and hourly jobs Freelance work allows you to generate additional income by offering specific services without fixed commitments. This modality gives you control

How to prepare financially for the holidays

Budgeting gifts in advance Budgeting gifts in advance means defining how much money you'll put toward gifts before the holidays hit. This practice

Utility

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Health

Financial control sheet: how to put it together yourself

What columns to include in the return An effective financial return needs four essential columns: date, concept, income and exit. These four structures you

How to use cashback and points to your advantage

What is cashback and how it works Cashback is a percentage of the money you spend that returns to your account, working

Personal finances and mental health: the hidden connection

How financial stress affects health Financial stress causes elevated cortisol, sleep disturbances, chronic anxiety and cardiovascular disease. The worry

How to prepare a financial plan for the year

Reviewing the previous financial year Reviewing the previous financial year allows you to identify spending patterns, evaluate decisions made and detect opportunities for improvement.

How to reduce your electricity and water bill

Conscious consumption habits Changing small daily habits can reduce your electricity and water bill by up to thirty percent without sacrificing

How to organize your finances after a crisis

Assess the current situation honestly After a financial crisis, the first step is to accurately measure how much money comes in, how much goes out