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The power of progressive savings: start small

What is progressive savings Progressive savings consists of

Highlights

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Economy

Purchases in installments: when it is convenient and when it is not

How to Calculate the Total Cost in Installments Calculating the actual cost of an installment purchase means adding the initial price plus all of them

How to use cashback and points to your advantage

What is cashback and how it works Cashback is a percentage of the money you spend that returns to your account, working

How to control supermarket expenses

Making a list before buying Making a list before going to the supermarket is the most effective way to avoid unnecessary expenses

Utility

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Health

Free apps to control your money

Top financial control applications The best free apps allow you to see all your expenses in one place, create personalized budgets and

How to reduce your electricity and water bill

Conscious consumption habits Changing small daily habits can reduce your electricity and water bill by up to thirty percent without sacrificing

Save without realizing it: automate your finances

Set up automatic transfers Setting up automatic transfers is the most effective step to save effortlessly. You just need to schedule a recurring move from your

Financial control sheet: how to put it together yourself

What columns to include in the return An effective financial return needs four essential columns: date, concept, income and exit. These four structures you

What to do with the bonus or annual bonus

Paying high-interest debts Using the bonus to pay off expensive debts is the smartest financial decision you can make. The cards

How to stop living up to date with your salary

Understanding why you spend your entire salary The main reason you spend your entire salary is lack of awareness about