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The power of progressive savings: start small

What is progressive savings Progressive savings consists of

Highlights

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Economy

How to prepare financially for the holidays

Budgeting gifts in advance Budgeting gifts in advance means defining how much money you'll put toward gifts before the holidays hit. This practice

How to negotiate your debts and pay less interest

When and how to contact the creditor Contacting the creditor is most effective when you have not yet fallen into serious default. The best moment

The ABC of life and health insurance

What basic life insurance covers Basic life insurance financially protects your loved ones if you miss it. Covers

Utility

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Health

How to use cashback and points to your advantage

What is cashback and how it works Cashback is a percentage of the money you spend that returns to your account, working

Save without realizing it: automate your finances

Set up automatic transfers Setting up automatic transfers is the most effective step to save effortlessly. You just need to schedule a recurring move from your

The 50/30/20 method: divide your salary intelligently

What is the 50/30/20 rule The 50/30/20 rule is a budgeting method that divides your net income into three fixed categories: needs,

Finance as a couple: how to organize money together

Models of financial organization as a couple Organizing money as a couple involves choosing a model that reflects the reality of both. Does not exist

How to get out of debt in 12 months

Map all current debts The first step to getting out of debt in 12 months is to meet each of your financial obligations

How to organize your finances after a crisis

Assess the current situation honestly After a financial crisis, the first step is to accurately measure how much money comes in, how much goes out